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Get insulation installed from $9 per week on your rates or mortgage.

Payment options

Some local councils and banks have payment options available to help with the cost of installing insulation and heating.

Help from your council

EECA is working with local councils to allow ratepayers to pay insulation and heating costs over a period of time as part of their rates bill. The councils offering this financial assistance (at a set interest rate) are listed below. You can contact them directly for more details.

Click on the logos below of the participating councils to find out more about their offer.

Auckland Council logo Dunedin City Council logo Greater Wellington Regional Council logo
 Hawkes Bay Regional Council logo  Marlborough District Council logo  New Plymouth District Council logo.
South Taranaki District Council logo South Waikato District Council logo Tasman District Council logo

Help from your bank

If you hold a mortgage with one of the following New Zealand banks, you may be able to have the cost of insulating your home added to your mortgage. This would be paid back with interest over the term of your mortgage.

All of these banks have agreed to waive associated fees. All you need to do is contact your local Service Provider and get a quote. Take the quote to your bank and discuss the options for adding it on to your existing mortgage.

Click on the logos of the participating banks to find out more about their offer.

ANZ logo

ASB logo BNZ logo
Kiwibank logo TSB Bank logo Westpac logo

Is there any Government funding available for insulation?

The Warm Up New Zealand: Healthy Homes programme offers free ceiling and underfloor insulation for low-income households occupied by people with health needs related to cold, damp housing.

The programme is available in many parts of the country. Home owners or tenants may be eligible if they have a Community Services Card and have children under 17 years or people over 65 living in the household. Although insulation will be free for eligible homeowners and tenants, landlords of the eligible tenants may be asked to make a contribution.

Find a list of providers offering free insulation to eligible households.