Funding and payment options for insulation and efficient heating

If your house was built before 2000 you are eligible for ENERGYWISE™ funding to install insulation and /or efficient heating.

Complete the find-a-provider form in the right-hand column and start the process to making your home warmer, healthier and more comfortable this winter.

Funding for insulation

You can get up to $1,300 (or 33%) towards the cost of ceiling and under floor insulation if you are on a general income or up to 60% if you have a Community Services Card.

Find out more about getting insulation installed »

Average insulation cost through Warm Up New Zealand: Heat Smart
 Ceiling and underfloor insulation  $3,100.00
Less the ENERGYWISE funding  -$1,023.00
 Total to be paid by the householder (incl GST)

 $2,077.00

Payment options

For as little as $7 a week you could have insulation now.

After receiving your ENERGYWISE™ insulation funding you may be able to pay off the balance through your rates or mortgage from as little as $7 a week.* Talk to your local council or your bank to discuss your payment options with them.

Find out if your bank has a payment option available »

Find out if your council has a payment option available »

*Based on a 10 year payment term, bank and council terms and conditions apply.

Funding for heating

If your house was built before 2000 you can get $500 towards the cost of installing an efficient heater (e.g. heat pump, wood burner) in your main living area, or if you have a Community Services Card, you can get up to $1,200.

To qualify, you must have insulation that is at least 120mm thick in your ceiling and 50mm thick under floor. A Service Provider will assess your insulation before installing an efficient heater.

Find out about getting clean efficient heating installed »

FIND A PROVIDER IN YOUR AREA

Answer these four simple questions to find a provider in your region who can help to make your home warmer and healthier.

What products would you like installed?
When would you like to have these installed?
Are you eligible for a Community Services Card??
Or, if you are a landlord is your tenant eligible for a Community Services Card?
Did you know...

From as little as $7 a week you could pay for your insulation through your mortgage or rates? Find out more »

Help with your insulation and heating costs

From as little as $7 a week you could pay for your insulation through your mortgage or rates.

Help from your council

Some councils allow you to add your insulation or heating costs to your rates bill and pay it off over a fixed period of time. Talk to your provider or your local council for more information.

Help from your bank

You can add the cost of your insulation or heating to your mortgage and pay it back for as little as $7 a week over 10 years. All the major banks offer this option and there are no set-up fees. Talk to your provider or your bank for more information.

How it works. It's very easy:

  • Answer the four simple questions above to access the list of approved providers in your area
  • Choose a provider (you can get quotes from as many providers as you like) and arrange a time to get a free no obligation quote – or fill in your details on the website so they can contact you to make a time for the quote
  • Pick the provider you want to do the job and start the process
  • When you decide to insulate using the ENERGYWISE™ funding you agree the payment of the cost with your chosen provider. Your quote will be with the 33% subsidy subtracted.